Tuition & Financial Aid

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Tuition & Financial Aid

Tuition 2021-2022

Unlock the potential of your child with a well-rounded, high quality, affordable education.

While we understand sending your child to a private, college and career preparatory school is a commitment for families, the Board of Trustees at ISLAND PACIFIC ACADEMY reviews tuition costs annually to offer great, affordable academics in a community where values matter.

Upon acceptance, a $550 deposit is required to hold a student's place for the upcoming school year. The deposit is applied toward the total tuition cost and is non-refundable.

IPA's tuition for the 2021-2022 school year will be as follows:

Grades K – 5 $16,335
Grades 6 – 12 $17,300

Tuition Payment Options

IPA families have the choice of two tuition payment options:

Payment in Full

  • All tuition is paid by July 1 prior to the start of the school year.

Monthly Payment Plan

  • Families can elect to pay tuition in 12 equal installments from June through May.
  • Monthly payments are made through the FACTS Tuition Management Program by automatic withdrawal from a bank account.
  • There is a $45 annual fee to set up an account with FACTS.
  • Families who opt for the monthly payment plan are also require to participate in the Tuition Refund Plan.

Tuition Refund Plan

Since the financial commitment of enrollment is for an entire year, IPA offers a Tuition Refund Plan. The Tuition Refund Plan enables families to insure themselves against full liability for unused tuition due to student withdrawal, dismissal, or extended medical absence. Cost of the Tuition Refund Plan is 2.2% of the total tuition.

Participation in the Tuition Refund Plan is required for families who chose the Monthly Payment Plan, and is optional for those families who pay the full tuition by July 1.

Download a pdf of the Tuition Refund Plan for more information.

Additional Expenses

Additional expenses not covered by tuition also include:

Extended Day Care – IPA offers a convenient before and after school extended care program on-campus for an additional fee

Lunch – students may bring lunch from home or elect to order lunch at an additional cost

School Supplies – the average cost for school supplies is approximately $100, but varies with grade level

School Uniforms – one week's uniform outfits range from about $200-$300

Textbooks - students in Grades 6-12 purchase textbooks. The cost for books depends on the grade level and course selection

Technology Fee – a $450 technology fee is assessed yearly for all students in Grades K-12.

Miscellaneous – there may be additional fees and expenses depending on grade level, including class trips, dances, and athletics. In some cases, fundraising may be done ot help offset the cost of certain activities

Financial Aid

ISLAND PACIFIC ACADEMY is committed to creating an inclusive student body and broadening socio-economic diversity by providing need-based financial aid to qualified students who might not otherwise pursue an independent school education. Candidates are admitted to ISLAND PACIFIC ACADEMY based on established admission criteria, regardless of family financial circumstances. The confidential financial aid process is completely separate and in no way influences admission decisions.

IPA's Financial Aid Program assists many students with their desire to attend IPA, with approximately 20% of the student body receiving need-based tuition assistance each year.

Please note that all interested applicants are encouraged to apply for financial aid simultaneously as they are applying for admission. Only applicants that have been accepted for admission and completed their Financial Aid application, with all required documents uploaded will reviewed. Financial Aid decision letters will be sent out after an applicant has been accepted. Financial Aid applications received AFTER a student has already been accepted will not be reviewed for the current school year.


There are two forms* required to apply for financial aid:

Download and complete the IPA Financial Aid Application. Submit the completed application to the Admission Office.

Complete the Parents Financial Statement online. ISLAND PACIFIC ACADEMY uses the School and Student Services by NAIS (SSS) financial aid portal in the financial aid process to determine demonstrated economic need. Click on the SSS logo below, or visit SSS by NAIS, to complete the online application.

All Financial Aid documents must be submitted by February 14.

*For divorced or separated families: both natural parents should complete the PFS online and submit the required supporting documents.

*For non-working parents: the school's policy requires that every financial aid applicant provide a statement to IPA's Financial Aid Committee explaining why there is a non-working spouse in the family.

Required documents

You will need the following documents for the application:

Two most recent pay stubs

2021 W-2 Forms

Signed 2021 (preferred, but 2020 accepted) Federal Income Tax Return 1040 (including all schedules and attachments as filed)

Copy of most current Leave and Earnings Statement (military families)

Mortgage or Rental Agreement

Financial Aid award letter from dependents in tuition-charging schools

Signed IRS Form 4506-T Request for Tax Transcript (

Ke Aloha a Pauahi Scholarships for Students of Hawaiian Ancestry

Financial aid is also available through a collaborative partnership between ISLAND PACIFIC ACADEMY and Kamehameha Schools through the Ke Aloha a Pauahi Collaboration which provides tuition assistance to eligible new and currently enrolled students of Native Hawaiian ancestry beginning in the 2019-2020 school year.

Details are available on our Kamehameha Schools Collaboration page.

Hisako Wilhelm Endowed Scholarship

The Hisako Wilhelm Endowed Scholarship will support students from single-parent households who qualify both academically and financially. Once a student is accepted to ISLAND PACIFIC ACADEMY and qualifies for aid, the Financial Aid Committee will award scholarships based on specific criteria. This scholarship will be available in the future, and does not apply for the current 2021-2022 academic school year.